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FHA strap - Metal straps that are used to repair a bearing wall "cut -out", and to "tie together" wall corners, splices, and bearing headers. Also, they are used to hang stairs and landings to bearing headers.

Leech field - A method used to treat/dispose of sewage in rural areas not accessible to a municipal sewer system. Sewage is permitted to be filtered and eventually discharged into a section of the lot called a leech field.

Manufactured wood - A wood product such as a truss, beam, gluelam, microlam or joist which is manufactured out of smaller wood pieces and glued or mechanically fastened to form a larger piece. Often used to create a stronger member which may use less wood. See also Oriented Strand Board.

Penalty clause - A provision in a contract that provides for a reduction in the amount otherwise payable under a contract to a contractor as a penalty for failure to meet deadlines or for failure of the project to meet contract specifications.

Reducer - A fitting with different size openings at either end and used to go from a larger to a smaller pipe.

Termites - Wood eating insects that superficially resemble ants in size and general appearance, and live in colonies.

Variable rate - An interest rate that will vary over the term of the loan.

Water board - Water resistant drywall to be used in tub and shower locations. Normally green or blue colored

Water meter pit (or vault) - The box /cast iron bonnet and concrete rings that contains the water meter.